Market review – June 2022

As we enter the June, it is fair to say that 2022 hasn’t been a good year so far for investors. The word ‘unprecedented’ was used a lot when the pandemic first took effect in the Spring of 2020 – and for good reason. We saw the investment markets drop at a rate we hadn’t... Read More »

Market review – May 2022

These past few months have undoubtedly been volatile in the investment markets and, unfortunately, have been reflected in your investment portfolios. During April, we saw concerns continue over the war in Ukraine, nervousness over global inflationary pressures, and fears over the wider economic impact of Covid outbreaks in China. This all culminated in the International... Read More »

Market review – March 2022

This month, I am not going to provide my ‘normal’ market review due to the extraordinary events happening in Ukraine. Firstly, and most importantly, my thoughts are with all those suffering in the current conflict. From an investment perspective, it seemed that we were just starting to see the end of a two-year pandemic, the... Read More »

How could the Russian invasion of Ukraine affect your investment portfolio?

I wanted to give my brief, initial thoughts on the Russian invasion of Ukraine, and particularly how this could affect your investment portfolio. An existing conflict It is worth noting that tension in the region has been simmering for years even though we, in the West, have remained often unaware. Sadly, that state of ignorance... Read More »

Market review – February 2022

For anyone wishing for a quiet start to 2022 in the financial markets, they would have been sorely disappointed.  Amongst other things, the markets have been hit by uncertainties surrounding a possible Russian invasion of Ukraine, and the ongoing inflationary pressures that are seen here and around the world.  In the UK Despite global equities... Read More »

The 60% income tax trap*

The 60% income tax trap* It is widely believed that the highest income tax rate is currently 45%, paid only on an income in excess of £150,000. While this is true, some people may actually have an effective tax rate of 60& on part of their income.   Case study: salary increase over £100,000 Caroline... Read More »