Hanover Pensions Limited (registered number: 01463755) and Hanover Trustee Company Limited (registered number: 01352234) are limited companies registered in England & Wales. Lists of directors are available for inspection at the registered office: 13 Hanover Square, Mayfair, London, United Kingdom, W1S 1HN.

Culver Financial Management Limited is authorised and regulated by the Financial Conduct Authority No. 114852. Culver Financial Management Limited is registered in England and Wales with the number 01157569. A list of directors is available for inspection at our registered office: 13 Hanover Square, Mayfair, London, United Kingdom, W1S 1HN. The value of investments can fall as well as rise. You may not get back what you invest. The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.

The content of this website is designed to provide information about Hanover Pensions Limited, The Hanover Trustee Company Limited and Culver Financial Management Limited, the people who work here and the services they offer.

The information on this website is provided for information purposes only and does not constitute financial or legal advice.

Our investment propositions may not be suitable for some investors. Past performance is not a guide to future performance and the value of investments can go down as well as up. Therefore, when we look at the managers of investment funds we pay attention in our decision process to; investment philosophy, processes and the investment team and their risk controls. Investments always carry a risk. We will, therefore, discuss the risks involved in the various investment propositions before any investment recommendations are made.

Articles and briefings published on this website were correct when they were written but may be out of date by the time you read them on this website. While we make every effort to ensure that the information contained on this website is correct you should not rely on it without taking advice from a member of the firm.

Terms & Conditions

If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Hanover Pensions Limited, The Hanover Trustee Company Limited and Culver Financial Management Limited with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

The term ‘Hanover Pensions Limited’, ‘The Hanover Trustee Company Limited’, ‘Culver Financial Management Limited’, or ‘us’ or ‘we’ refers to the owner of the website whose registered offices are given above. The term ‘you’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
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  • Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
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