Employee Benefits

Ensure your employee benefits package is robust and cost effective for your business as well as a recruitment and retention tool for your workforce.

We can provide you with a comprehensive benefits strategy aligned to your business, employees and budgets. We will tailor any package to ensure the benefits are relevant and appealing to your workforce, this can include:

  • Workplace Pension Schemes;
  • Group Life Assurance;
  • Income Protection Plans;
  • Critical Illness Insurance;
  • Private Medical and Dental Cover; and
  • Salary Exchange.
Working alongside you or your HR

We pride ourselves on working seamlessly alongside you as the business owner or your HR function. We can provide an in-house employee benefits specialist service and work with businesses from a range of sectors.

Workplace pension schemes

We can support your business and provide pension scheme advice as well as setup and administer staff pension schemes; including legacy executive arrangements, trusts and pension consolidations.

Robert Young  


Robert Young
Partner & Consulting Actuary
E robert.young@hanover-group.com


Who should you contact for more information?

Hanover Director and Consulting Actuary (London) Robert Young.

Employee Benefits Consultant (Cardiff and Bristol) Graham Smithson.


Hanover Employee Benefits Limited is an appointed representative of Culver Financial Management Limited which is authorised and regulated by the Financial Conduct Authority No. 114852. Hanover Employee Benefits Limited is registered in England and Wales with number 02136651. Culver Financial Management Limited is registered in England and Wales with number 01157569. The Financial Conduct Authority does not regulate tax advice or trusts. The value of investments can fall as well as rise. You may not get back what you invest.The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.