Actuarial

We advise on a range of issues, ranging from the basic to the highly complex. We know most schemes are keen to minimise liabilities and have a clear oversight of risk.

We can undertake most of the actuarial work that a defined benefit pension scheme may need, and pride ourselves on bringing a straightforward and pragmatic approach to the process.

We’re equipped to prepare bespoke models for complex situations and extend our reports to include consideration of all financial aspects.

What can we help clients with?
  • Wind up and management of final salary schemes
  • Pension fund valuations
  • Advice on investment strategy
  • Scheme member and other statutory communications
  • Independent trustee services for final salary and money purchase pension schemes, as well as group life arrangements
  • Advice for final salary and money purchase schemes
  • Advice on investment manager selection
  • Loss calculations for pension and investment complaint cases
  • Pension transfer analysis and advice
  • Actuarial valuations for accounting purposes
  • Actuarial modelling and reporting
  • Pension sharing reports for divorce cases
  • Valuations of loss of earnings and other benefits to assist in employment tribunal cases
  • Risk management, including modelling exercises, actuarial calculations and reporting
  • Nil capital gains tax
  • 25% of benefits paid tax-free
  • PPI mis-selling calculations and advice

Who do we work with?

We work with trustees of defined benefit and defined contribution pension arrangements, the companies sponsoring these pension arrangements as well as working alongside other professional advisers such as accountants, solicitors, financial advisers and banks.
Who should you contact for more information?
Contact Hanover Director and Consulting Actuary, Robert Young.